@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--brand:#3a6671;--deep:#284251;--ink:#233844;--muted:#667984;--line:#e0e8eb;--pale:#f2f5f6;--ice:#e9eff1;--white:#fff;--max:1220px}
*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;font-family:'DM Sans','Manrope',Arial,sans-serif;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}img,video{display:block;max-width:100%}button,input,textarea{font:inherit}button{cursor:pointer}a{color:inherit;text-decoration:none}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid #3a6671;outline-offset:3px}.container{width:min(var(--max),calc(100% - 64px));margin-inline:auto}.sr-only{position:absolute;clip:rect(0,0,0,0);width:1px;height:1px;overflow:hidden}.kicker{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.13em;display:flex;align-items:center;gap:10px;color:var(--brand)}.kicker:before{content:'';width:20px;height:2px;background:currentColor}.kicker.light{color:#cfe1e5}.heading{font-size:clamp(38px,4.5vw,64px);letter-spacing:-.07em;line-height:1.05;font-weight:600;margin:18px 0 16px}.heading em{color:var(--brand);font-style:normal}.copy{font-size:16px;color:#60747d;line-height:1.78;max-width:58ch}.btn{display:inline-flex;align-items:center;justify-content:space-between;gap:18px;padding:6px 6px 6px 20px;background:var(--brand);color:#fff;border:1px solid var(--brand);border-radius:100px;min-height:50px;white-space:nowrap;font-weight:700;font-size:13px;transition:background .22s ease,transform .22s ease,box-shadow .22s ease;cursor:pointer}.btn:hover{background:var(--deep);transform:translateY(-2px);box-shadow:0 9px 22px rgba(40,66,81,.15)}.btn .arr{width:36px;height:36px;display:grid;place-items:center;border-radius:50%;background:rgba(255,255,255,.2);font-size:20px;flex-shrink:0}.btn.white{background:#fff;border-color:#fff;color:var(--deep)}.btn.white .arr{background:#e7eef0}.inline-link{display:inline-flex;align-items:center;gap:12px;font-size:13px;font-weight:800;border-bottom:1px solid var(--brand);padding-bottom:6px}.inline-link:hover{gap:17px}
/* Header */
.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.header-inner{height:78px;display:flex;gap:34px;align-items:center}.logo{flex:none;display:inline-flex;align-items:center}.logo img{width:158px;height:auto}.nav{margin-left:auto;display:flex;align-items:center;gap:32px}.nav a{font-size:13px;font-weight:700;white-space:nowrap;transition:color .2s}.nav a:hover{color:var(--brand)}.header-cta{min-height:43px;font-size:12px;padding:5px 5px 5px 18px}.header-cta .arr{width:31px;height:31px;font-size:16px}.menu-toggle{display:none;align-items:center;justify-content:center;border:1px solid var(--line);border-radius:12px;background:white;color:var(--deep);width:44px;height:44px;font-size:21px}
/* Hero */
.hero{padding:18px 18px 0;background:#f7f9f9}.hero-frame{border-radius:26px;min-height:620px;position:relative;isolation:isolate;overflow:hidden;background:#2b3f44;display:flex;align-items:center}.hero-video,.hero-poster{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:56% center;z-index:-3}.hero-video{filter:saturate(1.02) contrast(1.02)}.hero-frame:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(24,44,51,.32),rgba(24,44,51,.08) 58%,rgba(24,44,51,.06));z-index:-1;pointer-events:none}.hero-inner{width:min(var(--max),calc(100% - 72px));margin:auto;padding:64px 0;position:relative;z-index:2}.hero-panel{background:rgba(255,255,255,.95);max-width:532px;padding:44px 44px 34px;border:1px solid rgba(255,255,255,.78);border-radius:25px;box-shadow:0 30px 72px rgba(10,29,37,.20);backdrop-filter:blur(12px)}.hero-panel .kicker{font-size:10px}.hero h1{font-size:clamp(46px,4.8vw,70px);line-height:1.0;letter-spacing:-.075em;font-weight:600;margin:21px 0 19px}.hero h1 em{font-style:normal;color:var(--brand)}.hero-panel p{font-size:15px;line-height:1.77;color:#546872;max-width:44ch}.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:20px;margin-top:25px}.hero-foot{display:flex;align-items:center;gap:10px;border-top:1px solid var(--line);padding-top:20px;margin-top:27px;color:#6d8088;font-size:11px;font-weight:700}.hero-foot .dot{width:7px;height:7px;border-radius:50%;background:var(--brand)}.hero-sidecard{position:absolute;right:max(3%,calc((100% - 1220px)/2));bottom:30px;z-index:2;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,.5);padding:20px 22px;border-radius:20px;max-width:258px;box-shadow:0 15px 45px rgba(19,39,48,.16)}.hero-sidecard span{font-size:10px;letter-spacing:.14em;font-weight:800;color:var(--brand)}.hero-sidecard strong{display:block;margin-top:8px;font-size:17px;line-height:1.26;letter-spacing:-.035em;color:var(--deep)}
/* Bank band */
.banks{padding:29px 0 10px}.banks-inner{display:flex;gap:40px;align-items:center;justify-content:space-between;padding:24px 30px;border:1px solid var(--line);border-radius:18px;background:#fff}.banks-label{flex:0 0 255px;font-size:12px;line-height:1.5;color:#65757b;font-weight:700}.bank-logos{flex:1;display:flex;align-items:center;justify-content:space-around;gap:24px}.bank{font-size:25px;font-weight:800;letter-spacing:-.06em;white-space:nowrap;line-height:1;color:#253c46}.bank.b100{font-style:italic}.bank.sabadell{font-size:22px;letter-spacing:-.04em}.bank.revolut{font-size:25px;font-weight:700}.bank.caixa{display:flex;align-items:center}.bank.caixa img{max-width:150px;max-height:45px;object-fit:contain}.bank-more{color:#75848d;font-size:13px;font-weight:700}
/* Editorial intro */
.intro{padding:112px 0 100px}.intro-grid{display:grid;grid-template-columns:1fr .92fr;gap:84px;align-items:center}.intro-text .heading{max-width:15ch}.intro-text .copy{max-width:52ch}.intro-photo{height:490px;position:relative;border-radius:25px;overflow:hidden;background:#dfeaec}.intro-photo img{height:100%;width:100%;object-fit:cover;object-position:center}.image-mark{position:absolute;left:18px;bottom:18px;background:rgba(255,255,255,.92);padding:15px 19px;border-radius:14px;font-size:12px;font-weight:800;color:var(--deep);box-shadow:0 10px 30px rgba(30,50,58,.1)}
/* Account selector. One explicit layout, not CSS overrides. */
.accounts{margin-bottom:100px}.account-shell{background:var(--deep);padding:54px 52px 52px;border-radius:29px;color:#fff;overflow:hidden;position:relative}.account-shell:before{content:'';position:absolute;right:-130px;top:-210px;width:580px;height:580px;border:1px solid rgba(255,255,255,.07);border-radius:50%;pointer-events:none}.account-top{display:flex;justify-content:space-between;gap:30px;align-items:end;position:relative}.account-top .heading{max-width:13ch;color:#fff;margin-bottom:10px}.account-top .heading em{color:#bcd3d9}.account-top .copy{color:#c8d8dc;margin:0}.account-indicator{font-size:12px;color:#c1d5da;white-space:nowrap;font-weight:800;letter-spacing:.14em}.tabs{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;padding:7px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.07);border-radius:15px;margin:34px 0 22px;position:relative}.tab{background:transparent;border:0;border-radius:10px;min-height:47px;padding:10px 6px;color:#e6eff1;font-size:12px;font-weight:800}.tab:hover{background:rgba(255,255,255,.13)}.tab[aria-selected="true"]{color:var(--deep);background:#fff;box-shadow:0 7px 18px rgba(6,26,33,.12)}.account-grid{display:grid;grid-template-columns:1fr 1fr;gap:19px;align-items:stretch}.account-card,.account-visual{height:460px;min-width:0;border-radius:22px;position:relative;overflow:hidden}.account-card{background:#fff;color:var(--ink);display:flex;flex-direction:column;padding:32px 34px}.account-card .overline{font-size:10px;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:var(--brand)}.account-card h3{font-size:clamp(30px,3vw,42px);letter-spacing:-.065em;line-height:1.08;margin:20px 0 13px;font-weight:600}.account-card p{font-size:14px;line-height:1.7;color:#62737b;margin:0 0 16px}.criteria{margin:0;padding:0;list-style:none;display:grid;gap:9px}.criteria li{display:flex;align-items:flex-start;gap:10px;font-weight:700;font-size:12px;line-height:1.45;color:#425a65}.criteria li:before{content:'✓';display:grid;place-items:center;width:19px;height:19px;flex:none;background:#e8f0f1;color:var(--brand);font-weight:800;border-radius:50%;font-size:10px}.account-card .btn{align-self:flex-start;margin-top:auto}.account-visual{background:#dee8ec}.account-visual img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 37%;transition:opacity .22s ease;transform:none}.account-visual img.fading{opacity:.35}.account-visual[data-kind="3"] img{object-position:center center}.visual-caption{position:absolute;bottom:15px;left:15px;right:15px;background:rgba(255,255,255,.93);backdrop-filter:blur(9px);padding:17px 19px;border-radius:16px;box-shadow:0 12px 25px rgba(20,40,49,.13)}.visual-caption span{font-size:10px;letter-spacing:.12em;color:var(--brand);font-weight:800}.visual-caption strong{display:block;font-size:18px;font-weight:700;letter-spacing:-.03em;color:var(--deep);margin-top:7px}.account-disclaimer{font-size:11px;line-height:1.6;color:#bfced2;margin:19px 0 0}
/* Bento features */
.features{padding:0 0 116px}.feature-head{display:grid;grid-template-columns:1fr .7fr;gap:30px;align-items:end;margin-bottom:34px}.feature-head .heading{max-width:14ch}.feature-grid{display:grid;grid-template-columns:1.16fr .94fr .94fr;gap:16px;align-items:stretch}.feature{min-height:450px;border-radius:23px;overflow:hidden;position:relative}.feature.photo{background:#d5e2e5;color:#fff}.feature.photo img{width:100%;height:100%;object-fit:cover;object-position:center;position:absolute;inset:0}.feature.photo:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,rgba(13,32,40,.77),transparent 60%)}.feature-content{position:absolute;bottom:26px;left:26px;right:26px;z-index:1}.feature .number{display:block;font-size:11px;font-weight:800;letter-spacing:.13em;margin-bottom:12px}.feature h3{font-size:clamp(29px,2.5vw,37px);font-weight:600;line-height:1.07;letter-spacing:-.06em;margin:0 0 12px}.feature p{font-size:13px;line-height:1.65;margin:0}.feature.photo p{color:#eef5f7}.feature.pale{padding:28px;display:flex;flex-direction:column;justify-content:space-between;background:#ebf1f3}.feature.pale h3{color:var(--deep)}.feature.pale p{color:#637780}.feature.mix{background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;padding:14px}.feature.mix .mix-image{height:230px;border-radius:16px;overflow:hidden}.feature.mix img{height:100%;width:100%;object-fit:cover;object-position:center}.feature.mix .mix-body{padding:20px 11px 8px}.feature.mix h3{color:var(--deep)}.feature.mix p{color:#637780}
/* Steps */
.steps-section{background:#f2f5f6;padding:103px 0}.steps-head{display:flex;gap:40px;justify-content:space-between;align-items:end;margin-bottom:34px}.steps-head .heading{max-width:14ch}.steps-head .copy{max-width:32ch}.steps-layout{display:grid;grid-template-columns:.95fr 1.05fr;gap:24px;align-items:stretch}.steps-photo{position:relative;min-height:520px;border-radius:25px;overflow:hidden}.steps-photo img{width:100%;height:100%;object-fit:cover;object-position:center}.steps-photo .image-mark{bottom:20px}.steps-list{display:flex;flex-direction:column;gap:13px}.step{background:white;border:1px solid #e2e9ec;border-radius:18px;padding:24px 26px;flex:1;display:flex;gap:22px;align-items:flex-start}.step-no{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#edf3f4;color:var(--brand);font-size:13px;font-weight:800;flex:none}.step h3{font-size:20px;letter-spacing:-.04em;margin:2px 0 8px}.step p{margin:0;font-size:13px;line-height:1.65;color:#6b7c84}.steps-bottom{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin-top:10px}
/* Cinema video */
.cinema{padding:17px 17px 0;background:#fff}.cinema-frame{min-height:480px;border-radius:26px;overflow:hidden;position:relative;isolation:isolate;background:#233b44;display:flex;align-items:center}.cinema-frame video{position:absolute;width:100%;height:100%;inset:0;object-fit:cover;object-position:center;z-index:-2;filter:saturate(1.04)}.cinema-frame:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,42,49,.79),rgba(20,42,49,.18));z-index:-1}.cinema-inner{padding:75px 0}.cinema h2{font-size:clamp(40px,5vw,66px);line-height:1.02;letter-spacing:-.065em;color:#fff;max-width:12ch;font-weight:600;margin:21px 0 15px}.cinema p{font-size:15px;line-height:1.76;color:#e1ebed;max-width:50ch;margin-bottom:26px}
/* Guides and FAQ */
.guides{padding:106px 0 110px}.guides-top{display:flex;align-items:end;justify-content:space-between;gap:36px;margin-bottom:29px}.guides-top .heading{max-width:15ch}.guides-top .copy{margin:0}.guides-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.guide{background:#f1f5f6;padding:27px;border:1px solid #e3eaec;border-radius:21px;min-height:250px;display:flex;flex-direction:column;transition:transform .22s,box-shadow .22s}.guide:hover{transform:translateY(-4px);box-shadow:0 14px 32px rgba(27,52,62,.06)}.guide-top{display:flex;justify-content:space-between;color:var(--brand);font-size:11px;font-weight:800;letter-spacing:.1em}.guide h3{font-size:24px;font-weight:600;line-height:1.15;letter-spacing:-.05em;margin:26px 0 18px;max-width:17ch}.guide-footer{margin-top:auto;font-size:12px;font-weight:800;color:var(--brand)}.faq{background:#f7f9f9;padding:100px 0}.faq-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:55px;align-items:start}.faq-layout .heading{max-width:13ch}.accordion{display:grid;gap:11px}.accordion details{border:1px solid var(--line);background:#fff;border-radius:16px;padding:20px 23px}.accordion summary{font-weight:700;font-size:15px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px}.accordion summary::-webkit-details-marker{display:none}.accordion summary:after{content:'+';font-size:21px;font-weight:400;color:var(--brand)}.accordion details[open] summary:after{content:'−'}.accordion p{font-size:13px;line-height:1.75;color:#637680;margin:13px 0 0}
/* Final and footer */
.final{padding:93px 0}.final-box{background:var(--deep);border-radius:26px;padding:48px 54px;display:flex;align-items:center;justify-content:space-between;gap:44px}.final .kicker{color:#c3d5d9}.final h2{font-size:clamp(34px,3.7vw,53px);line-height:1.05;letter-spacing:-.06em;font-weight:600;margin:15px 0 13px;color:#fff;max-width:16ch}.final p{font-size:14px;color:#d2e0e3;line-height:1.7;max-width:44ch}.footer{border-top:1px solid var(--line);background:#fff;padding:55px 0 25px}.footer-main{display:grid;grid-template-columns:1.25fr .8fr .8fr 1fr;gap:35px}.footer-brand img{width:170px}.footer-brand p{font-size:12px;color:#71828a;line-height:1.8;max-width:31ch;margin:18px 0}.footer-col h3{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--deep);font-weight:800;margin:3px 0 19px}.footer-col a{display:block;font-size:12px;margin:0 0 12px;color:#607580}.footer-col a:hover{color:var(--brand)}.footer-bottom{display:flex;gap:30px;justify-content:space-between;margin-top:42px;border-top:1px solid var(--line);padding-top:22px;color:#84939a;font-size:11px}.country-links{display:flex;gap:11px;flex-wrap:wrap}.country-links a{font-weight:800}
/* Mobile nav */
.mobile-nav{display:none}.mobile-menu-open{overflow:hidden}
@media(max-width:1100px){.container{width:min(var(--max),calc(100% - 44px))}.nav{gap:19px}.header-inner{gap:21px}.intro-grid{gap:40px}.feature-grid{grid-template-columns:1.2fr 1fr}.feature.mix{grid-column:span 2;min-height:230px;display:grid;grid-template-columns:1fr 1fr;align-items:center}.feature.mix .mix-image{height:210px}.feature.mix .mix-body{padding:24px}.feature.pale{min-height:450px}}
@media(max-width:820px){.header-inner{height:70px}.logo img{width:132px}.nav{display:none}.header-cta{margin-left:auto}.menu-toggle{display:flex}.mobile-nav{display:none;position:absolute;top:70px;left:12px;right:12px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px;box-shadow:0 20px 44px rgba(34,57,66,.12);z-index:100;flex-direction:column}.mobile-nav.open{display:flex}.mobile-nav a{padding:14px 12px;font-size:14px;font-weight:700}.hero-inner{padding:50px 0}.hero-sidecard{display:none}.hero-frame{min-height:590px}.hero-panel{max-width:520px}.banks-inner{flex-direction:column;align-items:flex-start;gap:24px}.banks-label{flex:auto}.bank-logos{width:100%;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.intro-grid,.steps-layout,.faq-layout{grid-template-columns:1fr;gap:27px}.intro{padding:80px 0}.intro-photo{height:360px}.accounts{margin-bottom:80px}.account-shell{padding:37px 26px}.account-grid{grid-template-columns:1fr}.account-card{height:430px}.account-visual{height:360px}.feature-head{grid-template-columns:1fr}.feature-grid{grid-template-columns:1fr 1fr}.feature.photo{min-height:405px}.feature.pale{min-height:405px}.feature.mix{grid-column:span 2}.steps-head{flex-direction:column;align-items:flex-start;gap:10px}.steps-photo{min-height:350px}.guides-grid{grid-template-columns:1fr}.guide{min-height:190px}.footer-main{grid-template-columns:1fr 1fr;gap:34px}.cinema-inner{padding:65px 0}}
@media(max-width:540px){.container{width:calc(100% - 32px)}.header-inner{gap:10px}.logo img{width:118px}.header-cta{font-size:11px;min-height:40px;padding:4px 4px 4px 12px;gap:7px}.header-cta .arr{height:30px;width:30px;font-size:15px}.menu-toggle{height:40px;width:40px;flex:none}.hero{padding:10px 10px 0}.hero-frame{border-radius:19px;min-height:auto}.hero-video,.hero-poster{object-position:60% center}.hero-frame:before{background:linear-gradient(180deg,rgba(20,40,46,.30),rgba(20,40,46,.12))}.hero-inner{width:calc(100% - 28px);padding:165px 0 24px}.hero-panel{padding:24px 21px;border-radius:20px;max-width:none}.hero h1{font-size:clamp(39px,10vw,49px);margin:17px 0 13px}.hero-panel p{font-size:13px}.hero-actions{gap:13px}.hero-actions .btn{width:100%}.hero-foot{font-size:10px}.banks{padding:16px 0}.banks-inner{padding:18px;border-radius:15px;gap:17px}.banks-label{font-size:11px}.bank-logos{grid-template-columns:1fr 1fr;gap:8px}.de-bank-pill{min-height:74px;padding:10px 12px;font-size:11px;line-height:1.4;overflow-wrap:anywhere}.intro{padding:65px 0 62px}.heading{font-size:clamp(34px,9vw,45px)}.intro-photo{height:320px}.account-shell{padding:27px 15px;border-radius:20px}.account-top .heading{font-size:38px}.account-indicator{display:none}.tabs{grid-template-columns:1fr 1fr;gap:5px;margin:22px 0 16px;padding:5px}.tab{font-size:11px;min-height:44px}.account-grid{gap:12px}.account-card{height:475px;padding:25px 19px;border-radius:18px}.account-card h3{font-size:30px;margin:18px 0 12px}.account-card p{font-size:13px}.criteria li{font-size:11px}.account-visual{height:295px;border-radius:18px}.visual-caption{bottom:10px;left:10px;right:10px;padding:12px 14px;border-radius:13px}.visual-caption strong{font-size:15px}.features{padding-bottom:75px}.feature-grid{grid-template-columns:1fr}.feature.photo,.feature.pale{min-height:335px}.feature.mix{grid-column:auto;display:flex;min-height:auto}.feature.mix .mix-image{height:240px}.steps-section{padding:71px 0}.steps-photo{min-height:310px}.step{padding:19px 16px}.step h3{font-size:18px}.cinema{padding:10px 10px 0}.cinema-frame{min-height:410px;border-radius:19px}.cinema h2{font-size:41px}.cinema-inner{padding:48px 0}.guides{padding:80px 0}.guides-top{flex-direction:column;align-items:flex-start;gap:15px}.faq{padding:76px 0}.final{padding:66px 0}.final-box{padding:29px 23px;flex-direction:column;align-items:flex-start;gap:13px}.final h2{font-size:35px}.footer{padding-top:43px}.footer-main{grid-template-columns:1fr 1fr;gap:26px}.footer-brand{grid-column:span 2}.footer-bottom{flex-direction:column;gap:10px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}


/* ==== V14 steps section refinement ==== */
.steps-section{background:#f2f5f6;padding:96px 0 102px}
.steps-head{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(320px,.7fr);gap:44px;align-items:end;margin-bottom:32px}
.steps-head .heading{max-width:11ch;font-size:clamp(52px,6vw,92px);line-height:.94;letter-spacing:-.07em}
.steps-head .copy{max-width:29ch;font-size:15px;line-height:1.7;justify-self:end;margin:0 0 8px;color:#6b7c84}
.steps-layout{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:24px;align-items:stretch}
.steps-photo{position:relative;min-height:560px;height:100%;border-radius:28px;overflow:hidden;border:1px solid #e1e8eb;box-shadow:0 18px 44px rgba(27,52,62,.08);background:#dfe8eb}
.steps-photo img{width:100%;height:100%;object-fit:cover;object-position:72% center;transform:scale(1.01)}
.steps-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(255,255,255,0) 50%,rgba(32,52,60,.08) 100%)}
.steps-photo .image-mark{bottom:20px;left:20px;padding:14px 20px;border-radius:16px;background:rgba(255,255,255,.94);border:1px solid rgba(255,255,255,.9);box-shadow:0 14px 28px rgba(27,52,62,.12);font-size:13px}
.steps-list{display:flex;flex-direction:column;gap:14px;height:100%}
.step{background:white;border:1px solid #e2e9ec;border-radius:22px;padding:28px 28px;display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:start;min-height:170px;box-shadow:0 10px 22px rgba(27,52,62,.04)}
.step-no{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:#edf3f4;color:var(--brand);font-size:14px;font-weight:800;flex:none}
.step h3{font-size:20px;letter-spacing:-.04em;margin:2px 0 8px;line-height:1.15}
.step p{margin:0;font-size:14px;line-height:1.7;color:#6b7c84;max-width:34ch}
.steps-bottom{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin-top:12px}
.steps-bottom .btn{box-shadow:0 12px 24px rgba(58,102,113,.12)}
@media (max-width: 1024px){
  .steps-head{grid-template-columns:1fr;gap:18px}.steps-head .copy{justify-self:start;max-width:44ch;margin:0}
  .steps-layout{grid-template-columns:1fr}.steps-photo{min-height:460px}.steps-list{height:auto}
}
@media (max-width: 720px){
  .steps-section{padding:78px 0}.steps-head .heading{font-size:52px;max-width:8ch}.steps-photo{min-height:360px;border-radius:24px}.steps-photo img{object-position:68% center}
  .step{padding:22px 20px;min-height:auto;border-radius:18px}.step-no{width:42px;height:42px}.steps-bottom .btn{width:100%;justify-content:center}
}

/* V15 distinct imagery tweak */
#presentacion .intro-visual img{object-position:center center}
#como-funciona .steps-photo img{object-position:center center}
#ventajas .tile-dark img{object-position:center center}

/* Geldaro · Menú editorial de guías compartido */
.nav-guides-group{position:relative;display:flex;align-items:center;gap:2px}
.nav-guides-main{display:inline-flex;align-items:center;padding:10px 0}
.nav-guides-toggle{border:0;background:transparent;border-radius:8px;color:var(--brand);width:28px;height:30px;cursor:pointer;font-size:17px;line-height:1}
.nav-guides-toggle:hover,.nav-guides-toggle:focus-visible{background:#e9eff1;outline-color:var(--brand)}
.nav-guides-dropdown{display:none;position:absolute;top:calc(100% + 12px);left:-38px;min-width:310px;max-width:350px;padding:16px;background:#fff;border:1px solid #dce8e9;border-radius:18px;box-shadow:0 20px 40px rgba(24,52,61,.15);z-index:120;flex-direction:column;gap:6px}
.nav-guides-dropdown:before{content:'';position:absolute;top:-14px;left:0;right:0;height:14px}
.nav-guides-group:hover .nav-guides-dropdown,.nav-guides-group:focus-within .nav-guides-dropdown,.nav-guides-group.is-open .nav-guides-dropdown{display:flex}
.nav-guides-eyebrow{font-size:10px;color:#68818a;font-weight:800;letter-spacing:.12em;padding:5px 10px 9px}
.nav-guides-dropdown a{white-space:normal;font-size:13px;line-height:1.5;padding:12px 11px;border-radius:12px;color:#284251}
.nav-guides-dropdown a:hover,.nav-guides-dropdown a:focus-visible{background:#f0f5f6}
.nav-guides-dropdown .nav-guides-all{border-top:1px solid #e2eaec;border-radius:0;margin-top:4px;font-weight:800;color:#3a6671}
.nav-guides-article span,.nav-guides-all span{float:right}
.mobile-guides-dropdown{border-bottom:1px solid #e5ecef}
.mobile-guides-dropdown summary{list-style:none;cursor:pointer;font-size:14px;font-weight:700;color:#284251;padding:14px 12px;display:flex;justify-content:space-between}
.mobile-guides-dropdown summary::-webkit-details-marker{display:none}
.mobile-guides-dropdown[open] summary span{transform:rotate(180deg)}
.mobile-guides-links{padding:0 8px 12px 14px;display:flex;flex-direction:column}
.mobile-nav .mobile-guides-links a{font-size:13px;font-weight:600;padding:11px 10px;color:#3a6671;border-radius:10px}
.mobile-nav .mobile-guides-links a:hover{background:#f1f5f6}
.footer-guide-kicker{display:block;margin:10px 0 2px;font-size:10px;letter-spacing:.11em;font-weight:800;color:#bed3d9}
.footer .footer-article-link{line-height:1.55;display:block;font-weight:600}
@media(max-width:1100px){.nav-guides-dropdown{left:-110px}}
@media(max-width:820px){.nav-guides-dropdown{display:none!important}}

/* Shared legal navigation for German pages — same links on Home, Über uns, Kontakt and Legal */
.footer .footer-legal{margin-top:24px;display:flex;gap:10px 20px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.12);padding-top:22px}
.footer .footer-legal a{font-size:12px;text-decoration:underline;text-underline-offset:4px}
.footer .footer-legal a:hover{color:#b9d6de}